Khalti Digital Wallet & Online Payment Services in Nepal


The concept of digital wallet and digital payment in Nepal is peaking popularity. Khalti is a mobile or digital wallet, payment gateway & service provider in Nepal like e-sewa. Paypal, which is the faster and safer way to send money or to make an online payment, is not supported in Nepal. E-sewa first introduced an online payment service in Nepal but soon Khalti was launched in 2017 by Janaki Technology, which has been in the software product industry since 2010.


The digital wallet is an electronic device or online service where the user can make an electronic transaction. Digital Wallet can be considered as an environment-friendly medium for monetary services as it reduces the use of paper money. This saves a lot of money from a country like Nepal, for printing new paper money each year. It is completely new to Nepali people. And this might be a reason people are afraid of doing online payments through digital wallets in Nepal.


Source: Khalti

Even though Khalti is not the first medium of online payment gateway in Nepal, it has been gaining more popularity in recent days. Khalti was declared the global winner of Google Business Group Storytelling Contest 2017. It conducts the “Smart Chhori Campaign ” in Lalitpur supported by Spring Accelerator backed by the UK’s Department for International Development (DFID), the U.S Agency for International Development (USAID), and the Australian Department of Foreign Affairs & Trade (DFAT). The main aim of conducting such a campaign is to make girls familiar with digital transactions and help them learn management skills, speaking skills, become financially independent. This campaign helps to bring the gender digital divide into Nepal.


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Payment Gateway in Nepal: Khalti

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Since the digital wallet is a new way of the transaction, Khalti is a payment gateway, digital wallet, and API provider system for various online services for Nepal. Khalti allows you to pay bills, send money, and accept payments online instantly from anywhere in Nepal using your phone. Khalti has also got a license as a legal payment service provider of Nepal from Nepal Rastra Bank. Thus, it is a trusted payment service provider. It provides transparent, safe, and convenient transactions on just a single tap.

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